In Budget Flow, you can categorize your expenses as either fixed or variable by setting up transactions with a negative amount. Fixed expenses are typically regular, predictable costs such as rent, subscriptions, or loan payments, while variable expenses change from month to month, like dining out or entertainment.
Create a fixed expense:
- From the Overview Page or the Transaction List, tap the “+” button to add a new transaction.
- Set the type to “Expense” and enter a negative amount.
- Locate the Repetition Interval section and choose the appropriate repetition interval (e.g., monthly, weekly, or yearly) to make the transaction recurring.
- Finally, click “Save” to save your changes.
- Your newly created transaction will now automatically be categorized as a fixed expense within the respective chart on the Overview Page.
Create a variable expense:
- Follow the same steps as for a fixed expense but set the repetition interval to “never”.
You can always manually adjust a specific recurring transaction without affecting the rest of the series (e.g., if the amount of a fixed expense changes from month to month).
To do this, simply edit the transaction beforehand (e.g., via the “Planned” / “Recurring Transactions” view if you already know that the next transaction will be different) or adjust it afterward after it has been executed by editing it directly in the transaction list and selecting “Save only this one” after saving your changes.